1
Enter Your Income
Type your annual gross salary, pick your filing status, and select the state you live in. Add any pre-tax 401(k) or HSA contributions — these lower your taxable income.
Left panel → Income
2
Set Your Allocations
Add spending categories (investments, rent, loans, etc.). Toggle between a fixed dollar amount or a % of take-home, and switch between monthly and annual input.
Left panel → Post-Tax Allocations
3
Read Your Results
The right panel shows your monthly take-home, a full federal and state tax bracket breakdown, FICA, and a donut chart of where every dollar goes.
Right panel
4
Explore Salaries
Use the Salary Explorer tab to drag a slider and watch all numbers update in real time — great for evaluating different offer amounts.
Salary Explorer tab
5
Compare Scenarios
Hit Save as Snapshot after configuring each scenario (different salaries, states, or deductions). Then open the Compare tab to see them side by side.
Compare tab